Terms of Service

Last updated: September 2026

These Terms of Service ("Terms") govern your use of Prosperithia, a software product operated under the Sinaptix AI brand and developed within the Sinaptix Software division (the "Service"). By creating an account or using the Service, you agree to these Terms.

1. Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you may not use the Service.

2. Eligibility

You must be at least the age of majority in your jurisdiction to use the Service. By using the Service, you represent that you meet this requirement and are legally able to enter into a binding agreement.

3. Your Account

You are responsible for maintaining the security of your account and for all activity under your account. You agree to provide accurate information when creating your account and to keep your account information up to date.

4. Accuracy of Financial Information

You are responsible for the accuracy of the financial information you enter or import into Prosperithia. Prosperithia displays and analyzes the data you provide but does not verify its accuracy or completeness.

5. Permitted Use

You may use the Service for your personal financial tracking, budgeting, analytics, and planning purposes in accordance with these Terms.

6. Prohibited Misuse

You agree not to misuse the Service, including not to: access the Service in ways that could damage or impair it; attempt to gain unauthorized access to any part of the Service; use the Service for any unlawful purpose; or interfere with the proper functioning of the Service.

7. Availability of the Service

We strive to keep the Service available but do not guarantee that it will be uninterrupted or error-free. We may modify, suspend, or discontinue the Service or any feature at any time without notice.

8. Software Changes and Feature Updates

We may update, add, or remove features of the Service at any time. We may also change the software, interface, and functionality as part of ongoing development.

9. Subscription Terms

Prosperithia offers two paid subscription plans: a Monthly plan billed at $9.99 per month and an Annual plan billed at $99.99 per year. A 14-day free trial is available to eligible new subscriptions. The user selects either monthly or annual billing. The 14-day free trial applies to eligible new subscriptions. The selected paid subscription begins automatically after the trial unless cancelled before the trial ends.

10. Billing and Automatic Renewal

Subscriptions renew automatically at the applicable billing interval unless cancelled. The Monthly plan is billed monthly. The Annual plan is billed once per year. Your selected payment method is charged through Stripe at the start of each billing period.

11. Cancellation

You can cancel your subscription at any time. Cancellation prevents future renewal but does not automatically delete your financial data. Account or data deletion is a separate action that you can perform within Settings.

12. Access After Cancellation

After cancellation, you retain access to the Service until the end of your current billing period. Following the end of your paid period, access to subscription features may be restricted.

13. Refunds

Except where required by applicable law, subscription payments are generally non-refundable. If you believe a billing error has occurred, please contact support.

14. Termination

We may suspend or terminate your access to the Service if you violate these Terms or for any other reason we determine appropriate. You may stop using the Service at any time.

15. Limitation of Liability

To the maximum extent permitted by law, Sinaptix AI and its providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits or revenues, arising from your use of the Service.

16. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis. To the maximum extent permitted by law, we disclaim all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

17. Intellectual Property

The Service, including its design, software, and branding, is owned by Sinaptix AI and its licensors. These Terms do not grant you any right to use the Prosperithia name, trademarks, or other proprietary content except as necessary to use the Service.

18. Third-Party Services

The Service may interact with or rely on third-party services, including Stripe for payment processing. We are not responsible for the practices or availability of third-party services.

19. Changes to Pricing

Existing pricing may change for future subscription periods with appropriate notice where required. Any price changes will not affect your current billing period.

20. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the last updated date. Continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

21. Governing Law and Contact

These Terms and any dispute arising from them are subject to the governing law to be configured. For questions about these Terms, you can contact us at support@prosperithia.com.

Financial Disclaimer

Prosperithia provides financial tracking, budgeting, analytics, planning tools and AI-generated insights for informational and educational purposes only.

  • Prosperithia is not a bank.
  • Prosperithia is not a broker.
  • Prosperithia is not an investment adviser.
  • Prosperithia is not a tax adviser.
  • Prosperithia is not a legal adviser.
  • AI Coach responses are not regulated financial advice.
  • Users remain responsible for their own financial decisions.
  • Users should consult qualified professionals where appropriate.

For legal, privacy, or support inquiries regarding Prosperithia, you can contact Sinaptix AI using the details below.

Product

Prosperithia

Operator

Sinaptix AI

Software division

Sinaptix Software

Business address

[To be configured]

Country

Switzerland